Housing Equity Initiative Empowers Families To Build Generational Wealth
Home Buyer Readiness Program
Imagine standing at the edge of a dream—your first home just within reach, but the path feels uncertain. For many, this isn’t just a feeling—it’s reality. That’s where our Home Buyer Readiness Program (HBRP) steps in.
HBRP is more than a program—it’s a support system designed to build confidence in future homeowners. Through workshops, resources, and one-on-one counseling, we guide you through every step of the journey.
You’ll learn how to budget, understand mortgage options, build credit, avoid predatory lending, and care for your home—all with support tailored to you.
Whether you're feeling unsure or just need some direction, HBRP is here to empower you with the tools and knowledge to move forward with confidence.
HBRP is more than a program—it’s a support system designed to build confidence in future homeowners. Through workshops, resources, and one-on-one counseling, we guide you through every step of the journey.
You’ll learn how to budget, understand mortgage options, build credit, avoid predatory lending, and care for your home—all with support tailored to you.
Whether you're feeling unsure or just need some direction, HBRP is here to empower you with the tools and knowledge to move forward with confidence.
"We recognize that housing insecurity, high rents, and outstanding tax bills strain the quality of life for many African American homeowners. Homeownership is fundamental to family stability, health, and legacy/generational wealth creation, and we are striving, with collaborative efforts, to make this a reality."
- Kimberly Salley, Executive Director
Home Buyer Readiness Program
“By wisdom a house is built and through understanding it is established. Through knowledge its rooms are filled with rare and beautiful treasures.” -Proverbs 24:3-4
Imagine standing at the edge of a dream—your first home just within reach, but the path feels uncertain. For many, this isn’t just a feeling—it’s reality. That’s where our Home Buyer Readiness Program (HBRP) steps in.
HBRP is more than a program—it’s a support system designed to build confidence in future homeowners. Through workshops, resources, and one-on-one counseling, we guide you through every step of the journey.
You’ll learn how to budget, understand mortgage options, build credit, avoid predatory lending, and care for your home—all with support tailored to you.
Whether you're feeling unsure or just need some direction, HBRP is here to empower you with the tools and knowledge to move forward with confidence.
HBRP is more than a program—it’s a support system designed to build confidence in future homeowners. Through workshops, resources, and one-on-one counseling, we guide you through every step of the journey.
You’ll learn how to budget, understand mortgage options, build credit, avoid predatory lending, and care for your home—all with support tailored to you.
Whether you're feeling unsure or just need some direction, HBRP is here to empower you with the tools and knowledge to move forward with confidence.
Retention
Helping families stay in their homes by assisting with property tax arrears, providing financial literacy workshops, and offering resources for long-term financial stability.
Ownership
Empowering those who are apprehensive about starting their homeownership journey by providing the knowledge and skills needed to make informed decisions and successfully navigate the complexities of buying a home.
Revitalization
Sunshine acquires vacant properties and land for redevelopment into beautiful, energy-efficient homes, creating deeply affordable homeownership opportunities for Woodlawn families
Equity By Numbers
Chicagoland Metro
Homeownership Comparison
In Chicagoland Metro, 44% of black families own homes compared to 73% of white families. In Woodlawn, only 24% of the predominantly black community own their homes, while 76% rent.
Tax Benevolence
Families in the 20th Ward are at risk of losing their homes to the Cook County Tax Sale. Sunshine Gospel Ministries, in partnership with Cook County Treasurer Maria Pappas, developed our Tax Sale Benevolence Program (TSP). The goal is to assist homeowners who are behind on their property taxes, and protect the generational wealth they’ve worked so hard to build.
If you or someone you know is struggling, please reach out for support.
If you or someone you know is struggling, please reach out for support.
Tax Benevolence
Families in the 20th Ward are at risk of losing their homes to the Cook County Tax Sale. Sunshine Gospel Ministries, in partnership with Cook County Treasurer Maria Pappas, developed our Tax Sale Benevolence Program (TSP). The goal is to asisst homeowners who are behind on their property taxes, and protect the generational wealth they’ve worked so hard to build.
If you or someone you know is struggling, please reach out for support.
If you or someone you know is struggling, please reach out for support.